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10-20-30 Year Level Term This is a level term insurance contract. The death benefit is level for the duration of the contract. Premiums are level for the initial period of 10, 20 or 30 years only. At the end of the initial term period, premiums increase annually (to age 95) based on the table of annual renewal premiums in the contract. The minimum and maximum issue ages vary by the term period chosen. Please refer to the table below. Please note the minimum issue age is 20.
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Frequently Asked Questions What if I lose my Certificate (Policy)? As Primary Beneficiary, if someone dies, what do I do? How do I change my Beneficiary? I did not receive a Premium Due Notice (or it was lost), what do I do? How do I change my Name on my policy For a full FAQ list click here.
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The 10-20-30 Year Level Term plans can be issued as a Rider provided that the base plan premium period is at least as long as the initial term period of the Rider. The minimum Rider face amount is $10,000. A minimum, permanent (except SPWL) base plan of $10,000 or more is required with the maximum Rider face amount of $300,000. For permanent base plan of $25,000 or more, the maximum Rider face amount of $1,000,000. There is no annual certificate fee when issued as a Rider.
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Other Info Please join our Association by purchasing a Life Insurance Certificate (Policy) today. We will be happy to have you as a New Member of the William Penn Association. We are licensed in the following states: CA, CT, DC, FL, IL, IN, KY, MD, MA, MI, MO, NE, NJ, NY, OH, PA, VA, WV, and WI. To see a list of agents in your area, click here.
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