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Young Adult Level Term

 

This special “Young Adult Term Plan” was developed for issue ages 20 through 40 with a death benefit of $20,000 (1 Unit). A maximum of three (3) units may be obtained, subject to normal underwriting rules. The death benefit is level and premiums are level and payable for 20 years. There is no certificate fee. Benefits are offered on an annual premium paying basis or a one-time payment option can be granted. Rates do not vary by issue age.

This special plan can be issued at standard rates up to a Table 4 rating using a regular life application. This plan will not be issued at rated premiums above Table 4.

Below are special annual and one-time payment rates for males/females with non-smoker and smoker rates using the 20 Year Level Term plan - $20,000 death benefit (1 Unit):

 

 

Male

Female

Non-Smoker

$75.00*

$70.00*

Smoker

$100.00*

$90.00*

*only annual premiums accepted.

 

ONE-TIME PAYMENT OPTION
(available from issue only)

 

Male

Female

Non-Smoker

$950.00

$880.00

Smoker

$1,250.00

$1,130.00

 

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